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The number one way to reduce baby costs for the first year of life:...

There are costs you will incur when you have a baby. You cannot dispense with diapers. You will have labor and delivery costs. You will need clothing and other supplies. However, the cost of using...

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Why we are opting for 401K over debt reduction…

Normally the mantra for personal finance is: pay off debt, and then save. I agree with this about 95% of the time, but sometimes financially it does not make sense. For the upcoming 2012 tax year, we...

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How to estimate your taxes for 2012…

When I read how many people are receiving refunds for 2011, I have to ask myself why would anyone want to do that…when you can have your money an entire year earlier? I have come to realize that many...

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